Saving Money on Groceries
Saving Money on groceries is one of the best ways to increase your savings account. Most of your bills are basically fixed. Your electric bills, water bills, phone bills, car payment and mortgage are usually the same if not in a general ball park. Food and leisure is where you can save the most money or break the bank.
Making your weekly menu is your first step. Now that you know what you'll need for the week, making your grocery list will be a lot easier. If when you look at list, your bottom line is still too expensive, you have a few options. You could replace some of the more expensive ingredients with cheaper ones, use less of an ingredient or take it out completely. You can also check out Coupons.com
It's funny, food was always the place where I would lose control of my budget. Saving money on groceries didn't seem like such a priority when I would walk up and down each isle putting pretty boxes of processed food in my cart because the advertising just called to me. There is a list of rules I stick to now that saves me tons of money.
1. So, if I didn't already stress it enough, saving money on groceries starts with planning your weekly menu. This way, you won't overspend on unnecessary ingredients and it will save you a lot of time.
2. What are your kitchen staples? List the items that you use the most. Depending on your culture, some examples could be bread, coffee, milk, sugar, potato, salt, onion, garlic. These foods are necessary, so they are always being bought.
3. Unless you have a coupon, don't buy brand name goods. Saving money on groceries begins with choosing a product that has the same quality of those expensive goods. You'll get the same benefit without spending more. Granted, there are those instances when the brand name is way better than the generic brand. In that case, I always buy the brand name item. Check out
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4. Buy goods that have dual purpose. A good example of this is mayonnaise. You can use it as a sandwich spread or make macaroni salad with it instead. In a way, you could enjoy eating both without spending too much.
5. Buy less expensive cuts of meat. List recipes that the cuts won't matter. At least, you won't be sacrificing the taste of the food and at the same time you will have the chance to buy a larger quantity. Growing up, my mother always bought London Broil instead of Sirloin steak. I would have never known because she tenderized it and cut it perfectly. This is an example of how to prepare cheaper cuts to taste like the more expensive ones.
6. Pay in cash. You will be saving money on groceries by not buying unnecessary goods. This would avoid you from going over your card limit. Also, by paying with your credit cards, you'll end up paying much more with the interest you will pay. The only exception to this is when you can get cash back when you use your credit card and always make sure you put aside the cash and pay the balance immediately.
7. Try to be inventive and creative at the same time. Leftovers could be precooked in a way that it would look appealing again to your appetite. You would be surprised what can be useful. Use the bones of a chicken to make chicken soup or the ham bone for pea soup. You'll be amazed at how creative you will become.
8. Bring some snacks whenever you travel. This could be a good reliever for your hunger along the way and stop you calling in to a fast food outlet. Carrot or celery sticks are great for such occasions. Make sure you eat a snack before you go food shopping. Never go grocery shopping on an empty stomach. Saving money on groceries depends on it!
9. Keep a price list of the foods you always buy. At least, with those products you're sure of how much you will be spending. Then you can add the other items and have a ball park idea of how much you'll spend.
10. Shop only once or twice a month. In that way, less time will be spent on going to a grocery store and at the same time, chances of overspending will be minimized.
11. If you're buying perishable foods, buy less of them more often. I can't tell you how many pounds of fruits and vegetables I've thrown away because I had good intentions of eating them but didn't get around to it until they spoiled. Boy do I wish I had 10 cents for every fruit or vegetable I've thrown away!
By following these simple rules, you will save thousands of dollars over the course of a year.
Places to help you save money-
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